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Financial support for students on degree courses in medicine
This page describes the funding arrangements for those studying medicine on standard five year and accelerated courses.
Financial support
Students on university courses in medicine (recognised by the General Medical Council) may be eligible for financial help from the NHS as part of their course.
If you are accepted onto approved courses, you might be eligible to receive financial support from the NHS. The timing of when this is provided depends on the type of course you are doing.
1) Funding for undergraduate students on standard five-year courses
Gaining admission to the standard five-year courses means you are entitled to receive student loans from Student Finance England for maintenance and tuition fees in the first four years.
From year five onwards, tuition fees will be paid by the NHS Student Bursary Scheme and you will be eligible to apply for a means-tested NHS bursary to cover maintenance costs and a reduced maintenance loan from Student Finance England (equivalent to approximately half the full rate).
These funding arrangements will continue to apply if you are starting your studies in academic years 2011/12 and 2012/13 (universities can charge up to a maximum of £9,000 in tuition fees in 2012/13).
The arrangements for graduate medical students on a five year course are different. In the first four years of the course, they are not eligible to receive a loan for tuition fees or a maintenance grant regardless of whether or not they have previously received funding. However, students may be able to apply for a full, income based, maintenance loan from Student Finance England. From year five of the training, graduate medical students receive the same support as undergraduate medical students (see above).
2) Funding for graduates on accelerated courses in academic years 2011/12 and 2012/13.
If you are a graduate medical student on an accelerated (four year) course in the academic year 2011/12, you are eligible to apply to Student Finance England for a full maintenance loan in your first year. You will also be expected to self-fund your tuition costs.
In the next four years of your course, you can apply to the NHS Student Bursaries Unit for a means-tested NHS bursary to cover maintenance costs. Tuition fees are also paid by the NHS Bursary Scheme for this period and students can apply for a reduced maintenance loan from Student Finance England.
If you are starting your course in the academic year 2012/13, you will have to self fund the first £3,375 of your tuition fees in the first year. In later years, the NHS Bursary scheme will pay £3,375 towards your tuition. Throughout the course, a Student Loan Company loan will be available to cover the difference between £3,375 and the tuition charges of their universities, to a maximum charge of £9,000.
3) Funding for 2013/14 and beyond.
Arrangements for funding for students starting their studies in 2013/14 and beyond are yet to be announced.
Further information
Contact the university/universities you are planning to apply to, to find out if the course you are applying to is an approved course and attracts NHS financial support*.To be eligible for financial support from the NHS, you must meet certain criteria.
Please visit the NHS Student Bursaries’ website at www.nhsbsa.nhs.uk/students for more information including:
- eligibility requirements
- the financial support available
- an online bursary calculator
- how the process of applying for financial support works
- frequently asked questions
- the latest rates
- details of the adoption award
- details of the maternity support award
See also "Finance for Medical Students" - produced by the British Medical Association. This booklet explains the financial arrangements as they apply to medical students including the payment of tuition fees, student loans and other support for maintenance costs. It is available from:
BMA Publications Unit
British Medical Association
BMA House
Tavistock Square
London
WC1H 9JP
You may find the following publications giving sources for financial help at your local library.
The Education Grants Advisory Service, c/o Family Welfare Association, 501/505 Kingsland Road, Dalston, London E8 4AU
The Education grants directories: Smyth J and Wallace K. Directory for Social Change
Charities digest: Chapman M., Waterlow Information
Other sources of financial help may be given by:
The BMA Medical Education Trust Fund, BMA House, Tavistock Square, London WC1H 9JP. Tel: 02073836142
*Please note: The Department of Health has undertaken a review of NHS student support. They will be providing further information about the outcome of their review via their website shortly. If you would like further information, please contact the Department of Health through its website.
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